Terms of Use

By using rentvsbuy.nowcalculator.net (the "Site") you agree to these terms. If you do not agree, please do not use the Site.

1. What the Site provides

The Site offers a free, browser-based rent vs buy comparison calculator and a build-to-rent ROI calculator, along with related educational content about housing, real estate and personal finance. All calculations are performed within your browser; the figures you enter are not transmitted to or stored on our servers.

2. Not financial advice

The Site provides tools and general information for educational purposes only. It does not provide financial, tax, legal, or other professional advice, and no client or advisory relationship is created by using it. Property prices, rents, interest rates, appreciation and investment returns vary widely, can fall as well as rise, and are impossible to predict. The rent vs buy result depends heavily on assumptions you enter. Nothing here is a recommendation to buy, rent, build or invest. Always consult a qualified financial, property, tax or legal professional before making housing or investment decisions.

3. Accuracy and limitations

Our calculator uses a simplified monthly simulation with steady-rate assumptions (constant appreciation, rent growth and investment return), which real markets never follow. It excludes many real-world factors such as taxes on gains, transaction timing, mortgage insurance, HOA fees and market cycles. Results are estimates only and should not be the sole basis for a decision. Use all results at your own discretion.

4. Acceptable use

You may use our calculators freely for personal and commercial purposes. You may not copy, scrape, republish, or resell our written content or calculator code without permission.

5. Third-party links

The Site links to external websites, such as banks, scholarship programs and credit bureaus, for your convenience. We do not control and are not responsible for their content, offers, or practices.

6. Availability

We may change, add, or remove calculators and content at any time, and the Site may occasionally be unavailable for maintenance.

7. Limitation of liability

To the fullest extent permitted by law, NowCalculator is not liable for any loss or damage arising from your use of, or reliance on, this Site or any third party it links to.

8. Changes

We may update these terms from time to time. Continued use of the Site means you accept the current version.

9. Contact

Questions can be sent through our Contact page or to support@nowcalculator.net.